Online Payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Financial Claim Assistance
We Act As Your Financial Claim Assistance In All Cases Of International Transaction Lose.
Empowering Financial Freedom and Trusted Solutions
Our Mission
"At Mwaluo Soft Loans, our mission is to provide low interest, quick, and easily accessible loans to civil servants, individuals, and small businesses in Zambia."
Our Vision
"To be the trusted partner in helping individuals and businesses realize their financial goals and dreams through our exceptional loan services."
Our Goal
Our goal is to be the most affordable and easy-to-access loan provider in the industry, ensuring financial support for our customers' needs."
We make your life comfortable with our services.
Civil Servant Loans
We Provide Flexible Loan Plans For Civil Servants
Business Loans
We Provide Business Loans Ranging From 1 Week To 6 Months
Individual Loans
We Provide The Low Interest For Individuals Of Different Interest
It's easy to join with Us
Register A Free Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Add Collateral
Add Valid Collateral Images And Contract Signing Before Applying
Apply
Now you can get any of our services as our registered account-holder
We Have The Best Loan Plans
PLAN 4
- Take Minimum ZMW4,000.00
- Take Maximum ZMW8,000.00
- Per Installment 159%
- Installment Interval 1 Days
- Total Installment 1
PLAN 3
- Take Minimum ZMW1,500.00
- Take Maximum ZMW3,000.00
- Per Installment 140%
- Installment Interval 1 Days
- Total Installment 1
PLAN 2
- Take Minimum ZMW800.00
- Take Maximum ZMW1,500.00
- Per Installment 130%
- Installment Interval 1 Days
- Total Installment 1
We provide low interest rates loans
"At Mwaluo Soft Loans, our mission is to provide low interest, quick, and easily accessible loans to civil servants, individuals, and small businesses in Zambia."
532
Account Holders
210
Total Transaction
3
Total Branches
5
Countries We Serve
Frequently Asked Questions
Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.
Proof of identity, such as Nrc, driver’s license or another form of identification Proof of income such as stable registered bussiness,Active in employment with latest two months bank statement and payslips. Proof of address, such as a utility bill or mortgage statement A Valuable Collateral ,NOTE : You cannot get a loan without providing a valid collateral as all loans are collateral based and it should be worth more than the amount issued.
personal loans are usually determined by the Value of the collateral presented, typically ranges between k500 and k3000 and repayment terms between one week and 3Months. The higher the value of your collateral and income, the more money you can potentially borrow.
When selecting your loan, you’ll also choose a repayment period If You Exceed the agreed time u will be charged either daily or weekly depending on the loan plan you choose.
There are no hidden fees and no early prepayment fees.
Applying for our personal loan is fast, free, and easy. With our online application, you can simply input your desired loan amount, state of residence, and contact information. If pre-approved, you can choose to work through the remaining application process by email, or request to be contacted by an Achieve Loan Consultant.
All the loan plans have no application charge or fee.The whole application process is entirely free of charge.